Vlog - The Very First Step to Financial Freedom

Hi Everyone!

I'm finally started trying something new! If the reception is good I'll keep posting both blogs and vlogs in the future. 

Please enjoy!

What's Your Purpose of Achieving Financial Freedom

The Covid-19 Pandemic has ringed the alarm bell of people's finances. It actually destroys a lot of people's livelihood.

Take a look at Warren Buffett's famous quote: "It's only when the tide goes out that you discover who's been swimming naked." 

A black swan event like the outbreak of the current coronavirus epidemic actually brings along with the moment of truth - whether you are well prepared financially for crises or not. The world is simply a jungle and the market is the punishment. If you failed to take care of your personal finance, you will finally be punished by the market.

Basic Finance Jargons Everyone Should Know (2)

Famous French philosopher Jean-Jacques Rousseau once said "Man is born free, and everywhere he is in chains. One man thinks himself the master of others, but remains more of a slave than they are."

That's particularly true when you think your boss is your "master" at work, however, in turn they have "masters" ahead of them too! After reading my last post about finance jargons, I believe you would have chosen to become a free man, at least financially, and free from being a "slave" to the 9-to-5 rat race.

To become financially-free, we must continually educate ourselves, and here comes the second part of basic finance jargons.

Basic Finance Jargons Everyone Should Know (1)

Having a healthy personal finance is one of the major pillars in leading a happy life.

Imagine a version of yourself in the parallel universe, living a 9-to-5 life, struggling to make ends meet every month. One day after work, when you take a glimpse on your bank account, there is only less than a hundred dollars left, and there is still a week to go before the next payday.......Would you be able to have sweet dreams during the nights?

And there's another version of yourself, still living a 9-to-5 life, however you only work for interest but not the money. Every month, a stash of cash appears on your table, the amount is good enough to cover all your living expenses.

Which version would you prefer to become your reality?

The Very First Step to Financial Freedom

To be financially free, that's everyone's dream;

To be financially free, you don't have to be nobody's fool;

To be financially free, you need to be staying foolish;

To be financially free, you have to know what it really means.

Come Back and Start a New Page 暫時的離開，是為了回來。

What's the next step after achieving the initial milestone?

That's what spinning in my head while sitting on a flight from Sydney to Hong Kong......

Hello fellow friends, readers and supporters:

First, I want to thank you for your on-going support. It's been quite a long while since I pencil down my last post (This blog has been dormant for over 2 years! Geez).

超級富豪 - 資產配置

翻看過去的文章，發覺去年寫過一篇題目為<窮人怕負債，富人愛借貸。>的博文。事實上，富人能成為富人的確是因為他們的想法與大眾不一樣，尤其是財富觀。筆者這次希望透過親身接觸他們的經驗，來分享自身觀察到富豪與普通人的思想分別。

而因為工作性質以及職位之便，很久以前唐勤在一單生意中審核到某位超級富豪（F君）的個人資產負債表。究竟富豪的資產分佈是怎麼樣？富豪愛投資什麼資產？相信通過窺看他們的資產負債表是最直接的方法去瞭解他們的理財方式以及致富之道。